And the best news: All or part of the interest you pay may be tax deductible.*

Stop in today. We'll show you how a convenient home equity loan can work to your advantage.

*For more information about your situation, consult your accountant or tax advisor.
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OVERDRAFT PROTECTION LOANS
When you have a PCL -- Personal Credit Line, it's like having it's like having extra money in your share draft (checking) account -- a pre approved credit line that lets you write yourself a loan just by writing a draft/check. It automatically provides extra funds for your checking account with no bounced checks.

To use your PCL, simply write a draft/check for the amount you need. Your check may be any amount over your share draft (checking) account balance up to your approved limit. Then we'll transfer the necessary funds when the draft clears.

To repay your PCL, you have the choice of paying the balance in full at any time or automatically extending the payments. The minimum monthly payment is 5% of the of the balance and you can make additional principal payments or pay your PCL account balance in full without penalty at any time.  Contact us to find out how simple it is keep an instant loan in your share draft checkbook. back

LOAN PROTECTION INSURANCE
Loan Protection Insurance, or Payment Protection, is a convenient way to protect yourself and your family should the unexpected accident occur causing death or disability.

• No physical exam is required and you need only answer two simple health questions.
• It protects your credit rating by making your payments when you are unable to do so.
• It pays regardless of any other benefits you may receive allowing you to utilize other sources of income when financial needs are generally greater. back